Questions to Ask Funders

If you're considering pre-settlement funding, whether from ClaimBridge or anyone else, the right questions protect you from hidden costs and confusing terms. Here are the questions that matter most, along with the answers ClaimBridge gives to each one.

Questions About Costs

What will I owe, and how is the repayment calculated?

This is the most important question you can ask. Many funders use complex interest structures, hidden fees, and confusing compounding methods that make the true cost much higher than the advertised number.

What ClaimBridge offers: A simple, transparent repayment structure. We show you the total you'd owe at multiple timelines in writing, before you sign. What you see is what you pay.

What will I owe at 6, 12, 18, and 24 months?

Any funder should be able to give you exact dollar amounts. If they can't provide this in writing, that should be a red flag.

What ClaimBridge offers: A complete written repayment schedule showing your total obligation at every stage, provided before you sign anything.

Are there any fees beyond the repayment amount?

Common hidden charges include application fees, origination fees, administrative fees, attorney communication fees, document preparation fees, and transfer fees.

What ClaimBridge offers: Our repayment structure is the only cost. No application fees. No origination fees. No administrative fees. No early payment fees. No additional fees of any kind. Ever.

Is there a cap on my total repayment?

Without a cap, your repayment can grow indefinitely if your case takes longer than expected.

What ClaimBridge offers: We cap repayment at 24 months. If your case takes longer than two years, your costs stop accumulating.

Can I repay early without a penalty?

Some funders charge early repayment penalties or impose minimum periods meaning you pay for several months even if your case settles in a week.

What ClaimBridge offers: No early repayment penalties. You can payoff your advance at any time. Just pay the current amount due and that's it.

For example, let's say it's been 4 months since you received a ClaimBridge cash advance and you want to repay now even though your case is still ongoing. Simply sign into your account, view the current amount due based on your contract with us, and make a repayment via Plaid. You'll only pay the 4-month amount. No additional fees or penalties.

Questions About the Agreement

Is it truly non-recourse?

What ClaimBridge offers: Our funding is 100% non-recourse. If your case is unsuccessful, you keep the money and owe us nothing.

Can I review the agreement with my attorney before signing?

What ClaimBridge offers: We encourage you to review the agreement with your attorney. Take the time you need. We will never pressure you to sign before you're ready.

Who handles repayment when my case settles?

What ClaimBridge offers: Your attorney repays ClaimBridge directly from the settlement proceeds. You don't handle the repayment yourself.

Questions About the Company

How do you find your clients?

What ClaimBridge offers: We use public court records to identify personal injury cases that may qualify for funding, then reach out directly to plaintiffs with a personalized offer. That's why you received a mailer with a promo code. We reviewed your case before contacting you.

The Bottom Line

The best protection you have is asking clear questions and expecting clear answers. At ClaimBridge, we answer every one of these questions before you sign anything because we believe transparency isn't a marketing message, it's how funding should work.